Which interest rate do I choose?
Gain valuable insights on your interest rate by using our interest rate calculator.
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Our insights
Should you take the lower 18-month or the higher 1-year?
Ask yourself. 'After 1 year, do I think I could get a 6-month rate less than 5.29%?'
If yes, go for the shorter 1-year rate.
However, if you believe rates will rise, the 18-month option provides more certainty.
Learn more about our interest rate predictions
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