Pay down debt vs invest calculator

Use this calculator to find out whether you should pay down your debt or invest.

Ed McKnight

Our Resident Economist, with a GradDipEcon and over five years at Opes Partners, is a trusted contributor to NZ Property Investor, Informed Investor, Stuff, Business Desk, and OneRoof.

Ed, our Resident Economist, is equipped with a GradDipEcon, a GradCertStratMgmt, BMus, and over five years of experience as Opes Partners' economist. His expertise in economics has led him to contribute articles to reputable publications like NZ Property Investor, Informed Investor, OneRoof, Stuff, and Business Desk. You might have also seen him share his insights on television programs such as The Project and Breakfast.

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Retirement calculator

A retirement calculator to help you estimate whether your current savings plan will be sufficient enough to fund your retirement lifestyle you want.

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Capital growth calculator

Use this capital growth calculator to see what your property may be worth in the future.

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Cost of Living Calculator – How much income do I need in retirement?

This cost of living calculator figures out the cost of your current lifestyle so you know how much you'll need in retirement.

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Property investment calculator

A property investment calculator that helps you figure out whether a property is worth investing in.

Mortgages

Interest only mortgage calculator & guide to interest only mortgages NZ

Discover how interest-only loans can benefit you with lower payments and increased cash flow. Use our calculator to see if this option is right for you.

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Equity calculator / leverage calculator

Use this equity & leverage calculator to find out how much you can afford for your next investment property.

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LVR calculator – How to calculate LVR

This fast, simple and clear LVR Calculator will show you the LVR of your property in 2024, along with what you can potentially borrow against it.

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Property investment calculators

New Zealand's most comprehensive suite of investment property calculators. Use these property investment calculators to calculate your interest-only mortgage repayments, rental yields, equity, LVR, capital growth, LVR, capital growth and more.