Private Property issue #141 - Make 2025 your year

It’s 2025.

A new year is the perfect opportunity to refocus or reignite your financial goals.

Whether you’re an experienced property investor or just dipping your toes into the market … the best thing you can do this year is take action.

Here are 3 steps to get started:

#1 – Shift your mindset

Building wealth starts with the right mindset. 

Instead of asking, “Can I buy my first investment property?” shift to, “How can I?” 

This subtle change flips your approach from barriers to actively seeking solutions. 

So, ask yourself: “What’s holding me back right now?”

If you:

• Need a larger deposit? One solution might be to talk to your employer about increasing your income.
• Are unsure of how much you can borrow? Book a chat with a mortgage adviser or crunch the numbers with an online calculator.

#2 – Make your goal achievable

Success isn’t about doing everything all at once.

You don’t need to aim for “10 properties in 2025.” Success is about progress … not perfection.

Right now, just focus on taking the next step. 

That could mean:

• buying your first home
• selling a property that no longer fits your strategy or
• try something new to diversify your portfolio. 

When I first started out, I didn’t have a grand plan to own 40 properties all at once.

I just wanted to get my first one. 

Once I achieved that, the rest followed - step by step, little by little.

#3 – Start

Ask yourself: “What small action will help me get closer to my financial goals?”

You don’t need to have everything figured out. But every successful investor started somewhere. 

So today, just focus on starting … and build from there.

Over the years, I’ve worked with hundreds of people who’ve turned their financial dreams into reality. 

They’re not influencers or financial gurus - just everyday Kiwis. 

The difference? They decided to move forward. 

And yes, it’s tempting to compare. You might think, “They had it easier than me.”

Sure, maybe they did. They could have gotten a head start or had family support. 

But that’s not the point. What can you take from other people to inspire your own?

What’s your next step?

Most people already know what their next step is.

It could be:

• Calling a mortgage broker.
• Setting up a savings account.
• Cracking open that book on property investment.

Whatever that one thing is, don’t let 2025 slip by without making that move.

So .. have a think about it: “What’s your first step?”