EP: 1419•1 Aug 2023

Interest Rates vs House Prices: Should I Wait Till Interest Rates Go Down? | Ep. 1419

About this episode

In this episode, we delve into the relationship between interest rates and house prices, helping you answer the question:

"Should I wait for interest rates to drop before investing in property?"

We discuss how house prices may react to falling interest rates, and how quickly they may increase.

We delve into housing price forecasts from leading economists and discuss the potential for a 4-6% increase over the next year.

Main Topics Discussed:

Interest rates and house prices
House price forecasts
Long term property investment

Want to stay ahead of the financial game with our exclusive Interest Rate Insight Report, tailored just for you. Each month you’ll receive the latest interest rates and predictions straight to your inbox.

Related podcasts in this series

EP: 2051
23 Apr 2025
I accidentally became a property investor – What do I do next ⎥ Ep. 2051
In this episode, we discuss what to do if you’ve accidentally found yourself as a property investor.
You’ll learn:
How to decide whether to keep or sell a property you didn’t plan to invest in
The step-by-step Keep or Quit Quiz to guide your next move
And how to set yourself up to buy your dream home (even if you buy a new investment property)
If you’re not sure what to do next, get personalised advice from a trusted mortgage broker in NZ to help structure your finances and build a plan.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
I accidentally became a property investor – What do I do next ⎥ Ep. 2051
EP: 2050
22 Apr 2025
The $24,000 bedroom that wasn't a bedroom⎥Ep. 2050
In this episode, we discuss the “bedroom bluff” — a sneaky trick where sellers advertise more bedrooms than a property really has.
You’ll learn:
How one woman lost $24,000 by buying a “3-bedroom” that was really just a 1-bedroom
How to spot the bedroom bluff before you buy
And how to protect yourself from overpaying for a property that doesn’t stack up
When you’re buying an investment property, every detail matters — especially when it comes to borrowing.
A great mortgage broker in NZ can help you avoid costly mistakes and set things up right from day one.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
The $24,000 bedroom that wasn't a bedroom⎥Ep. 2050
20 Apr 2025
Is this new rule the solution to NZ's housing crisis⎥Ep. 2048
In this episode, we discuss whether the government’s RMA reforms could be the policy that kills the housing crisis — or creates a whole new one.
You’ll learn:
What the new RMA changes actually mean for the property market
Whether this could lead to a housing oversupply in some parts of the country
And when these changes are expected to kick in and how they'll impact house prices in NZ
If you’re a property investor or developer, this is one policy shift you can’t afford to ignore.
Want exclusive insights into the NZ property market? Join Andrew Nicol's private property community with the other 30,000 people. Delivered to your inbox every Thursday.
Is this new rule the solution to NZ's housing crisis⎥Ep. 2048
EP: 2049
20 Apr 2025
The Airbnb tax trap no one talks about⎥Ep. 2049
In this episode, we discuss the hidden Airbnb tax trap that could cost property investors over $150,000 — and how to avoid falling into it.
You’ll learn:
What the trap is and why so many short-term rental owners miss it
How to avoid getting caught (and protect your profits)
And how to get out of it if you’re already stuck
If you’re running an Airbnb — or thinking about it — you need to understand how capital gains tax and other taxes can impact your returns.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
The Airbnb tax trap no one talks about⎥Ep. 2049

Interest Rates vs House Prices: Should I Wait Till Interest Rates Go Down? | Ep. 1419

About this episode

I accidentally became a property investor – What do I do next ⎥ Ep. 2051

The $24,000 bedroom that wasn't a bedroom⎥Ep. 2050

Is this new rule the solution to NZ's housing crisis⎥Ep. 2048

The Airbnb tax trap no one talks about⎥Ep. 2049