Listener Question – How Much Debt Should I Use To Buy an Investment Property | Ep. 1139

In this episode, we discuss when DTIs will actually kick in and when they could stop you from borrowing money to buy a house. This is so property investors and homeowners can get a sense of when they have to worry about the Reserve Bank's new DTI rules. We also mention the Investment Ready spreadsheet⁠.

Looking to calculate and compare your mortgage repayment options? Use our mortgage calculator to find out your potential monthly payments.

In this episode, we discuss how much it costs to travel overseas from New Zealand. This includes how to set a travel budget so you don't run out of money while travelling abroad. And how much to include in your Wealth Plans so you can still travel when you stop working. We also mention the Holiday Budget Planner.

Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.

In this episode, we discuss the 5 lessons we learned about property and money in 2024. This includes what we changed our minds about and the lessons we're taking into 2025. Property investors and homeowners can use these lessons to improve their own property investment strategies.

Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.

In this episode, we discuss the cheapest and most expensive property sales for 2024. This includes properties that sold for millions and millions of dollars ... and those that sold for just $1. We go through the trends so you can get a sense of which properties are selling cheap.

Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here